MOCK TEST -- NEW PATTERN EDUCUITY STYLE Exercises with solution and explanation for Banking and other examinations

Here follow some questions of the type asked in recent competitive examinations.

In questions having options candidates have to go by given options , they cannot frame their own answers.

 1.

Fill in the blanks with suitable words from given options.

1.The proposal was rejected because its projected benefits were considered too ________ to justify the enormous expenditure involved.
A) tangible
B) substantial
C) speculative
D) compelling
E) unequivocal

2.The officer's explanation was so ________ that the committee suspected he was deliberately withholding crucial information.
A) forthcoming
B) candid
C) evasive
D) forthright
E) transparent

3. The economic reforms, though initially ________, gradually produced significant improvements in productivity and investment.
A) detrimental
B) contentious
C) inconsequential
D) beneficial
E) counterproductive

4.The report attempts to ________ the seriousness of the financial irregularities by describing them as merely administrative oversights.
A) accentuate
B) magnify
C) understate
D) substantiate
E) corroborate

2.

Select the correct meaning of the idiom from given options. 

1.Like a dog with two tails

a) to be angry with someone.

b) to be very happy

c) to be proud of

something

2. To pour oil on troubled waters

a) to do or say something  to stop dispute

b) to make much noise

c) to create trouble for others

3.

Arrange the following sentences to form a meaningful paragraph.

1.

(P) Applied arts require an object to be functional, as well as beautiful.

(Q) They recognised that their work belonged to the higher classes who had the wealth to purchase art and thenleisure time to enjoy it.

(R) Fine art is categorised something as which only has an aesthetic orconceptual function.

(S) There are a number of different categories of objects and processes under the umbrella term of art which need to be explored.

(T) In the twentieth century, the artists began to challenge the established notion of art.

(U) Art is typically divided into two areas: fine art (such as painting sculpture, music and poetry), and the applied art (such as pottery, weaving,metal working, furniture making and calligraphy)

A) RPSTUQ    B) SURPTQ   C)SUPQRT  D)SRPUTQ

2.

A) Researchers from five medical centres around the country found that insomniacs were also significantly likely to have poor health, such as chest pain,arthritisand depression, as well as difficulties doing daily duties.

B) Even temporary sleep loss can distrupt the body's capacity to break down carbohydrates interfere with harmones, and aggravae diabetes and high blood pressure.

C)So, make time for whatever helps you to sleep, whether it is exercise, massages,yoga, meditation, or a fragrance bath.

D)Sleep deprivation has frightening consequences for many biological processes.

a) DACB       b) DABC     c)DCAB       d)DCBA

4.

Select the appropriate homonym (in the given text) of the underlined word in the following sentences. 

A

He purchased a very costly wrist watch yesterday.

1.His watch struck six.

2. He looked at his watch and walked away. 

3. They have gone to watch sunset.

4. He tied his watch on his wrist.

B

When I reached there he was reading a book.

1. He placed his book on the table.

2. He  booked a room in the hotel.

3. He got issued one book from the library.

4. He purchased a book from the bookshop.

C 

The current situation of the market is not good.

1. The current price of this house is very high.

2. The current session of assembly will end tomorrow.

3. The strong current washed away the bridge.

4. Please send me your current address.

D

He is ready to face the consequences.

1. He sold the article at its face value.

2. The soldier faces the bullet.

3. He faced the critics bravely.

4. The company is facing heavy losses.

5.

Select the correct voice form of the sentence from the given options.

Her car is believed to have been stolen from the garage last night.

a)  Someone believed that her car was stolen from the garage last night.

b) They believed that her car was stolen from the garage last night.

c)  People believe that someone has stolen her car from thr garage last night.

d) It is believed that her car had been stolen from the garage last night.

Do not let the fear overpower you at any time.

a) Let you not be overpowered by fear at any time.

b) You are forbidden to be overpowered by fear at any time.

c) Let not the fear overpower you at any time.

d) Let yourself not be overpowered by fear at any time.

6.

Select the correct option as Narration of the sentence.

He said to her," Could you please bring a glass of water for me?"

a) He requested to her to bring a glass of water for him.

b) He requested her to please bring a glass of water for him.

c)  He requested her to bring a glass of water for him.

d) He asked her if she could bring a glass of water for him.

The boy said that he could win the competition if he were given a chance.

a) The boy said," I can win the competition if I am given a chance."

b) The boy said," He can win the competition if he was given a chance."

c) The boy said," I could win the competition if I were given a chance."

d)The boy said," I can win the competition if I was given a chance."

7.

Out of the given sentences select one which has no error.

A

a) Volunteers wanted to join the group as early as possible lest they should not miss the opportunity.

b) Volunteers wanted to join the group so early as possible lest they should not miss the opportunity.

c) Volunteers wanted to join the group as early as possible lest  should  they miss the opportunity.

d) Volunteers wanted to join the group as early as possible lest they should  miss the opportunity.

B

a) The manager explained about the revised procedures and guidelines to the staff members.

b) The manager explained about the revised procedures and guidelines for the staff members.

c) The manager explained about the revised procedures and guidelines by the staff members.

d) The manager explained the revised procedures and guidelines to the staff members.

C

a) The architect, his subordinate and a surveyer has completed the survey of the proposed site. 

b) The architect alongwith his subordinate and a surveyer has completed the survey of the proposed site. 

c) The architect as well as his subordinate and a surveyer has completed the survey of the proposed cite. 

d) The architect alongwith his subordinate and a surveyer have completed the survey of the proposed site. 

8. Select meaning of the underlined word, in the sentence, out of given options.

A 

The elder brother had to bear the brunt.

1. Strive

2. Face

3. Pay

4. Join

8.

Read the paragraph and answer the questions following it.

Economic growth is often celebrated as an unquestionable sign of progress, but growth alone does not necessarily improve the quality of life of every citizen. If the benefits of increased production and income remain concentrated in the hands of a small section of society, inequality may deepen despite impressive economic statistics. Sustainable development therefore requires a broader approach in which economic expansion is accompanied by employment opportunities, access to education and healthcare, environmental protection, and social security. The real measure of progress lies not merely in how much an economy produces but in how effectively its resources improve human well-being.

1. According to the passage, when does economic growth fail to improve the quality of life for all citizens?

A) When production statistics decrease.

B) When benefits are concentrated among a small group.
C) When environmental protection measures are strictly enforced.
D) When social security programs expand too rapidly.

2. What is the true measure of a country's progress, according to the text?

A) Total volume of goods produced.

B) Deepening income statistics.
C) How effectively resources improve human well-being.
D) The speed of economic expansion alone.

3. Which of the following is NOT mentioned as a component of sustainable development?

A) Access to healthcare and education.

B) Environmental protection.
C) Concentration of wealth.
D) Employment opportunities and social security.

4. What is the grammatical part of speech of the word "necessarily" in "...does not necessarily improve"?

A) Adjective

B) Adverb
C) Verb
D) Noun

5. What is the effect on economy if wealth is with 

small section of society?

a) it causes inequality and unemployment among people.

b) Better education and poor health care facilities.

c) Economy shows signs growth and prosperity.

d) people get more purchasing power and better facilities.

6. Economy progresses when

a) people progress

b) production increases

c) employment increases

d) health care improves

1. ab 2.abc 3.abcd 4.ac

7. Impressive statistics of economy 

a) show growth of common man.

b) not necessarily show good result

c) may hamper the growth of common man. 

MOCK TEST -- NEW PATTERN EDUCUITY STYLE Exercises with solution and explanation for Banking and other examinations

 A new trend has been observed in the question papers of the recent examinations. Long sentences are given to confuse candidates. Style too is changed. Four or five options are given and candidates are to select the correct one option out of those. Candidates have no choice but to go according to the given options. But the grammar and subject matter remains the same.

Here are some examples of questions of this style. These may not be the same but are similar in style and contents.

Arrange the following sentences in a style to form it meaningful.

Q1

P) For keeping inflation at stable levels policymakers rely on a combination of monetary and fiscal tools like adjustment of interest rates, open-market operations or adjustment of taxation levels and public spending etc.

Q) Price rise is the sustained, general increase in the prices of goods and services across an economy over time as a unit of currency buys a smaller fraction of a good or service than it did previously.

R) Maintaining predictable, low inflation preserves consumer purchasing power and fosters an environment conducive to sustainable long-term investment.       

S) Persistent inflation can erode living standards, distort economic decision-making, and create widespread uncertainty   whereas moderate, predictable inflation is often viewed as a normal by product of a growing economy, rapid.

OPTIONS

A) SPRQ    B) QSRP   C) SRPQ  D) RPQS

2.

(P) However, the success of digital banking depends not only on technological innovation but also on security, accessibility, financial literacy and customer trust. 

(Q) Banking has changed from a branch-centred physical  systems to those driven by technology. 

(R) Thus, the future of banking will depend on achieving a balance between innovation and inclusion.

(S) In India, the growth of UPI, mobile banking and other digital payment systems has accelerated this change. 

OPTIONS

  A)   QSPR B) QPSR C) SRPQ D) RPQS    

Choose the correct option as answer of the question.

3.

(A)  He is thinking of building a new house in the city where will they all live together.

(B) He has thinking of building a new house in the city where will they all live together.

(C) He is thinking of building a new house in the city where  they all will live together.

(D) He is thinking of built a new house in the city where  they all will live together.

4. 

(A) Seldom we realize how fortunate we are to be a part of this esteemed  institution.

(B) Seldom realize we how fortunate we are to be a part of this esteemed  institution.

(C) Seldom we realize how fortunate are we to be a part of this esteemed  institution.

(D) Seldom do we realize how fortunate we are to be a part of this esteemed  institution.

Select  correct option as passive voice of the sentence.

5. 

Children hardly realize how their parents bring them up.

A) It is hardly realized how their parents bring their children up.

B) Children hardly realized that how their parents bring them up.

C) Children hardly realize how they are brought up by their parents.

D) Children hardly realize how their parents brought them up.

6.

 Every year so many tax payers pay tax to the government.

A) Every year the government is paid tax to the tax payers.

B) Every year so many tax payers are paid tax by the government.

C) Every year so many tax payers are paid tax to the government.

D) Every year tax is paid by so many tax payers to the government.

Select  correct option of narration form  of the sentence.

7.  

The father said ," Let us go out for a stroll in the evening."

A) The father suggested that they should go out for a stroll in the evening.

B) The father suggested them that we should go out for a stroll in the evening.

C) The father said that let them go out for stroll in the evening."

D) The father said that  Let us go out for stroll in the evening.

8. 

Bidding me goodbye he wished that I return with flying colours.

A) He said to me ,"Goodbye! I wish you return with flying colours." 

B) He wished to me ,"Goodbye!  you return with flying colours." 

C) He said to me ,"Goodbye! May you return with flying colours!" 

D) He said to me ,"Goodbye! I wished you return with flying colours." 

9.

Select the part of the sentence which contains an errror, if there is no error mark 'No error' as answer.

(A) In all these cases the children were(1) too young to give any properly intelligible (2) account of themselves, but the consensus of their (3)excuses are that they had been with a “beautiful lady.”(4) No error (5)

(B) When  finally I fell asleep, I had a wonderful dream (1) about a beautiful fairy with green eyes (2)and brown hair sitting beside me in a huge palace(3) decorated with multicoloured lights and wall hangings.(4) No error (5) 

10. Select the correct meaning of the given idiom out of the options.

1. Yellow bellied

a) a glutton b) to be frightened c) a strong man

2. Blood sweat and tear

a) to be ready for a fight b) to work hard to get something

c) to lament over something lost

11.

In the following paragraph, fill in the blanks with words given as options.

The advent of robotics marks one of the most profound technological transformations of the modern age. It has gradually become an ............................1. (superfluous, incidental, integral, essential, ) component of industrial production, scientific research, healthcare, defence, agriculture and even domestic life. In manufacturing industries, robots can undertake intricate operations with extraordinary precision and consistency. In medicine, robotic technology assists surgeons in performing minimally........................... 2. (invasive, extrusive, superficial, necessary, internal) procedures. In space exploration and disaster management, they venture where human life would be exposed to unacceptable risks. In agriculture, logistics and infrastructure maintenance too it is similarly........................3. ( perpetuating, transforming, stagnating, implying,) conventional methods of production and service delivery.

Technological advancement has no doubt historically generated new occupations but it rendered certain professions obsolete. The accelerating sophistication of intelligent machines may make this transition considerably more disruptive. Workers whose livelihoods depend upon routine ..............................4. (cognitive, emotional, instinctive, physical) or manual tasks may find themselves competing with machines that are faster, cheaper and capable of operating without fatigue and with more precision.

 An even more ..................................5. ( trivial, insignificant, imperative, profound) concern arises when robots are integrated with autonomous decision-making systems. Determining accountability becomes exceedingly complicated, if a machine is entrusted with decisions affecting human safety, justice or personal privacy,. A machine may execute an algorithm flawlessly while nevertheless producing an outcome that is ethically questionable. Consequently, technological capability must not be mistaken for moral judgment. The fact that a machine can make a decision does not necessarily.........................  6.( Assert, specify, underrate, imply) that it should be permitted to make that decision independently.

 Despite various challenges, rejecting robotics altogether would neither be realistic nor desirable. The objective should be to establish a harmonious relationship between human intelligence and machine efficiency. Robots should augment human capabilities rather than indiscriminately replace human beings.

 Robots are a reflection of human ingenuity, not an independent destiny imposed upon humanity.  Technology may create the future, but it is humanity that must determine what that future ought to be. They are capable of interpreting their surroundings, adapting to changing circumstances and performing tasks that were ............................7. traditionally, radically, originally, innovatively) regarded as exclusively human.

12. 

Fill in the blanks with suitable words given as options.

a) The employee's refusal to follow established procedures was viewed as an act of ________ rather than legitimate dissent.

A) conformity

B) defiance

C) compliance

D) acquiescence

E) submission

b) The government introduced the scheme with the ________ objective of ensuring that the benefits reached the most vulnerable sections of society.

A) ulterior

B) ostensible

C) avowed

D) clandestine

E) dubious

c) The negotiators remained ________ despite several rounds of discussions, as neither side was willing to compromise on its fundamental demands.

A) conciliatory

B) amenable

C) intransigent

D) accommodating

E) pliable

Read the paragraph and answer the questions following it.

13.

Economic growth, though frequently regarded as an unequivocal indicator of national progress, becomes a questionable measure of prosperity when the benefits generated by expanding production remain disproportionately concentrated among a relatively small section of society. A country may simultaneously witness unprecedented technological advancement, rising corporate profitability, and increasing aggregate income while large sections of its population continue to struggle with inadequate education, precarious employment, unaffordable housing, and limited access to essential services. Unless economic policies are accompanied by effective mechanisms for equitable distribution, social mobility, and the creation of productive employment, growth itself may paradoxically intensify the inequalities that threaten social cohesion, rather than creating the broad-based prosperity that policymakers claim to pursue.

1. Factors that determine economic prosperity of an economy.

a) Technological advancement, rising corporate profitability.

b) Better education and housing facilities.

c) Increased aggregate income of people.

d) Creation of unemployment, social injustice.

A) abc B) acd C)abcd D)abc 

2. What is the effect of inequitable distribution of wealth  on economy?

a) it creates social injustice.

b) it accelerates growth of economy

c) it creates division among people

d) it brings employment

A) abd B) acd C) abcd D)ac

3. What is meant by 'creating broad-based prosperity' ?

a) overall growth of all sects of people.

b) availability of essential services.

c) increased  aggregate income.

d) Creation of productive employment.

A. ac  B. ab C. abcd Dabc

4. 

Synonym of precarious

a) unequal b) uncertain c) unequitable d) unjust

5.

What are the effects of disproportionate benefits of expanded production?

a) inadequate education,employment and less availability of essential services.

b) corporate profits and aggregate income go on increasing.

c) people have increased purchasing power.

d) prevails prosperity among people.

MOCK TEST -- NEW PATTERN -EDUCUITY STYLE

 

Now a days there is  change in question papers of  competitive examinations.  The pattern is changed,  style is different but the grammar remains the same. Here is a sample set of such questions.

SECTION A

Choose the correct  sentence out of the given set.

1.

(A) The satellite, after postponing take-off twice, was finally put on the orbital path successfully.

(B) The satellite after its postponing take-off twice was succesful finally put on the orbital path.

(C) The satellite,  postponing its take-off twice, is finally put on the orbital path successfully.

(D) The satellite,  take-off postponed twice, was finally put on the orbital path successfully.

2. 

(A) Under no circumstances, the scientists have decided to impart with the know-how of this radar to any country.

(B) Under no circumstances, the scientists have decided to share know-how of this radar to any country.

(C) The scientists have decided that under no circumstances the know-how of this radar be shared to any country.

(D) Under no circumstances, the scientists have decided share with the know-how of this radar to any country.

3. 

(A) Had her father lived a little  longer, he too would have shared her victory in the commonwealth games.

(B) Had her father live for a little  longer, he too would have shared her victory in the commonwealth games.

(C) Had her father lived for a little  longer, he too would shared her victory in the commonwealth games.

(D) If her father lived for a little  longer, he too would  shared her victory in the commonwealth games.

4.

(A) It was not till he reach his destination that all the family members heaved a sigh of relief.

(B) It was not until he reached his destination that all the family members did not heave a sigh of relief.

(C) Not until he reached his destination that all the family members had not heaved a sigh of relief.

(D) It was not until he reached his destination that all the family members heaved a sigh of relief.

5. 

(A) The members submitted a proposal which appeared to be worth considering despite of its shortcomings.

(B) The members submitted a proposal which appeared to be worth considering despite its shortcomings.

(C) The members had submitted a proposal which had appeared to be worth considering despite its shortcomings.

(D) The members submitted a proposal which appear to be worth considering despite its shortcomings.

SECTION B

Identify the part of the sentence which contains an error.

6.What makes the argument more offending are not only the words uttered by his friend but also the way he spoke and presented them before the guests. 

  

(A) are not only the words uttered by his friend 
(B) but also the way he spoke and 
 (C) presented them before the guests.
 (D) What makes the argument more offending

(7) Not until the entire case was reconstructed did the investigating team realise that what they had considered a trivial matter were part of a very big conspiracy.

(A) did the investigating team realise
(B) Not until the entire case was reconstructed 
(C) matter were part of a very big conspiracy.
(D) that what they had considered a trivial 

(8) The chairman’s remarks together with the summary note appended to them provides a detailed account of the irregularities for which the whole staff has been held responsible.

(A) for which the whole staff has been held responsible
(B) The chairman’s remarks together with 
(C) a detailed account of the irregularities 
 (D) the summary note appended to them provides 

(9) The auditor’s report has recommended that each department concerned independently verifies the amount allotted to it by the committee and get it approved from the authorities.

(A) and get it approved from the authorities.
(B) The auditor’s report has recommended that 
(C) verifies the amount allotted to it by the committee 
(D)  each department concerned independently 

(10) Having been made several unsuccessful attempts to clear interview for a job he finally decided not to attempt it further and proceed for a good business in the city.

(A) for a good business in the city
(B) Having been made several unsuccessful attempts
(C)  not to attempt it further and proceed .
(D)  to clear interview for a job he finally decided

 SECTION C

 Read the passage and answer the questions following it.

Floral decoration is a timeless art form that transforms spaces, elevates moods, and adds a natural, vibrant elegance to any setting. From ancient ceremonial rites to contemporary interior design and grand celebrations, flowers have consistently served as humanity's preferred medium for expressing beauty, emotion, and hospitality. 

The practice of using flowers for decoration dates back thousands of years across diverse civilizations: 

Today, floral decoration spans a wide range of uses, from intimate home decor that brings nature indoors to elaborate installations for weddings, corporate galas, and festive holidays. Modern trends increasingly emphasize sustainability, favoring locally sourced seasonal blooms, reusable mechanics, and eco-friendly design techniques over non-biodegradable floral foam.

 Ultimately, floral decoration is more than mere ornamentation; it is an immersive experience that connects people with nature, enlivens environments, and turns everyday spaces into extraordinary visual celebrations.

 11. What uses does a person have for flowers?

a) for ceremonial and decorative purpose only.

b) for decorating homes, weddings, and interior decorations etc.
c) for decoration on festive and ceremonial occasions.

 1.a) 2.a)  c)  3.a)  b)  4b)  c)  5. a) b)  c)

12. How were flowers used in ancient times?

a) for interior decorations

b) for weddings etc.
c) for occasions of customary rituals.

1. a) and b)  2. a ) and c)  3. a) b) and c)   4. c) only  5. b) only

13. In this passage ‘sustainability’ mean

a) to live for a long time

b) to be pervasive
c) to use without compromising future.

14. What is the antonym of 'elegance'?

1. Precision 2. Crudeness 3. Grace.

15. What does 'To express beauty, emotions and hospitality' mean in this passage.

a) aesthetic and welcoming use

b) aesthetic, welcoming and elegant use
c) symbolic, gifting and psychological use

 16. Title of the passage

a) Flowers – their uses

b) Floral Arrangements
c) Flowers and human life

Read the following paragraph and answer the questions following it.

 In a world increasingly defined by constant connectivity, noise, and the demand for instant responsiveness, solitude has become a rare luxury. Often confounded with loneliness, solitude is fundamentally different: while loneliness is marked by a painful sense of isolation, solitude is a voluntary, fruitful state of being alone. It is not an escape from society, but rather an essential return to oneself.

Solitude allows a person to think deeply without being influenced by the opinions and expectations of others.  Writers, artists, scientists and thinkers have frequently valued periods of solitude because they provide the mental space necessary for creativity and reflection.

Solitude is also different from loneliness. Loneliness is generally an unwanted feeling of isolation, whereas solitude can be a conscious and positive choice. A person may enjoy solitude while still having strong relationships with family and friends. In fact, spending some time alone can make social relationships healthier because it helps individuals understand themselves better and appreciate the company of others.

However, excessive isolation can have negative consequences. Human beings are social by nature, and meaningful relationships are essential for emotional well-being. Therefore, solitude should not become an excuse for completely withdrawing from society. The ideal approach is to maintain a healthy balance between social interaction and personal time.

In conclusion, solitude is not necessarily a sign of emptiness or isolation. When chosen wisely, it can be a period of self-discovery, peace and intellectual growth. 

17.What is the difference between solitude and loneliness ?

a) solitude is enjoyble but loneliness is tiresome

b) solitude is prolific while loneliness is agonising
c) solitude is forced but loneliness is voluntary.

18. The writer wants to say in the paragraph that

a) loneliness is better than solitude if it is for small period

b) solitude is a kind of loneliness in a reformed form

c) a man should prefer solitude to loneliness

d) great works emerge from loneliness

1. ad  2. bc 3. bd 4. ac

19. According to the paragraph solitude

a)  helps to take independent decisions

b)  gives solace to mind

c) saves a man from outer interference

1. ab 2. ac  3 abc 4 bc

20. How intellectuals value  solitude ?

a) consider it good for nothing

b) have a high opinion about it
c)  do not consider much about it    
d) have doubts about it

21. Solitude makes social relationships healthier because it

1.develps bonds between individuals

2. it gives more time to interact
3. it helps people understand each other better
4. it grows relations with others.

22. Solitude can be harmful if

1. it is in excessive form

2. it is out of fear
3. it is done under coercion 
4. it creates panic for individuals.

 23.What is the part of speech of  the word “escape” in the sentence.

“it is not an escape from the society”

a) verb b) adverb c) noun d) conjunction

24. Which word in the paragraph gives synonym of "excruciating"?
a) influencing b) painful c) expectations

SECTION D

Rearrange the following sentences to form a meaningful paragraph.

25.

(P) They also perform spacewalks—wearing highly advanced, pressurized spacesuits to protect them from the vacuum and extreme radiation of space.

(Q) They travel beyond Earth's atmosphere to explore outer space conduct scientific research and expand human knowledge of the universe.

(R)Even simple daily activities like eating, sleeping, and exercising require special adaptation due to weightlessness.  

(S) They provide valuable insights like weather tracking advancements or medical breakthroughs and conduct  experiments in fields like biology, physics, and medicine that cannot be replicated on Earth.

 

1.RSPQ 2. QSPR 3. QPSR 4. PSQR

26.

(P) By reducing reliance on private vehicles, public transit systems like buses, trains, and subways create more sustainable and accessible cities. 

(Q) The future of smart cities relies heavily on integrating high-speed rail, electric bus fleets, and automated transit networks. 

(R) Embracing public transport is no longer just a alternative convenience; it is an absolute necessity for sustainable global development. 

(S) As urban populations swell, traditional road networks cannot scale to meet demand. 

1. SPRQ 2. RPSQ 3. SQRP 4.QRSP

ANSWERS

1. a 2.c 3.4.D 5.B 6.A7.C 8. D 9. C 10. B 

11.(4) 12. c 13. c 14. (2) 15.b 16.c 17.b 18.(2) 19.(3) 20.b 

21.(3) 22. (1) 23.c 24.b 25. (2) 26.(3).