MOCK TEST BANKING AND OTHER COMPETITIVE EXAMINATIONS QUESTIONS WITH EXAMPLES AND EXPLANATIONS

 

1. 

In the question below a sentence is given with four words highlighted These four words may not be in their correct positionThe sentence is then followed by options with the correct combinationof words that should replace each other inorder to make the sentence grammatically and contextually correct. Find the correct combination of the words that replace each other

i) The revised model gives greater weight to recent observations because older data may amplify (A) current conditions and obscure (B) structural breaks thereby reducing (C) rather than increasing (D) forecast error.

1.AB 

2.CD  

3.AC & BD

4. AB  &  CD 

5.No interchange required.

ii) Despite the bond's high rating, investors should not assume that its  liquidity (A) is negligible (B) while its default risk (C) is ample (D). 

1. AC

2. BD

3. AB & CD

4. AD

5. No interchange required

iii) To reduce procyclical lending, the framework seeks to reward(A) capital buffers during expansions and build (B)  banks that release (C) them when conditions deteriorate (D)

1. AB

2. BC 

3. AD & BC

4. CD

5. No interchange required.

2.

Deposit insurance is an important mechanism for maintaining stability and confidence in the banking system. It protects depositors by providing insurance on eligible bank deposits if a bank fails. In India, this responsibility is mainly performed by the Deposit Insurance and Credit Guarantee Corporation (DICGC), a wholly owned subsidiary of the Reserve Bank of India.

At present, the insurance cover provided by DICGC is up to ₹5 lakh per depositor per bank, including both principal and interest. 

Deposit insurance plays a crucial role in preventing panic among depositors. By assuring depositors that their eligible deposits are protected up to the prescribed limit, deposit insurance strengthens public confidence in banks.

The system also contributes to financial stability. It protects ordinary depositors who may not have the knowledge or resources to assess the financial condition of a bank. 

Thus the Deposit Insurance and Credit Guarantee Corporation is an important pillar of India's financial system. By protecting depositors and strengthening confidence in banks, it contributes significantly to financial stability. Effective deposit insurance, combined with sound banking regulation and responsible management, is essential for maintaining a safe and trustworthy banking system.

1. What is the primary purpose of deposit insurance?

A. To increase bank profits

B. To protect depositors if a bank fails

C. To provide loans to banks

D. To regulate interest rates

2. DICGC is a wholly owned subsidiary of:

A. Ministry of Finance

B. Reserve Bank of India

C. State Bank of India

D. Government of India

3. How does deposit insurance help prevent panic among depositors?

A. By increasing bank interest rates

B. By assuring depositors that eligible deposits are protected

C. By providing unlimited insurance

D. By preventing banks from giving loans

4. Deposit insurance particularly protects ordinary depositors because they may:

A. Have excessive knowledge of banking

B. Have unlimited financial resources

C. Lack the knowledge or resources to assess a bank's financial condition

D. Own several banks

5. Which of the following is NOT mentioned as a benefit of deposit insurance?

A. Strengthening public confidence

B. Contributing to financial stability

C. Preventing panic among depositors

D. Increasing bank profitability

6. According to the passage, effective deposit insurance should be combined with:

A. Higher taxation and strict currency controls

B. Sound banking regulation and responsible management

C. More bank branches and higher interest rates

D. Increased government borrowing

7. Which of the following best expresses the central idea of the passage?

A. Banks should provide unlimited insurance to depositors.

B. DICGC is responsible for regulating all banks in India.

C. Deposit insurance protects depositors and promotes confidence and financial stability.

D. Ordinary depositors are responsible for assessing the financial condition of banks.

MOCK TEST Questions relating to Banking and other competitive examinations with answers and explanation

  Now a days pattern and style of questions of competitive examinations has changed but the content remains the same. Questions are asked in a changed style and pattern.

Questions with options have to be attempted according to the given options only. Candidates have no other option but to choose answer out of the options.

Here are some examples of such questions for practice. 

1.

 In the given questions, there are phrases in italics followed by options, (a) to (c). One of these options should replace the phrase to make the sentence meaningful and grammatically correct. Choose the most suitable option. If the given phrase is correct mark (d) as answer. 

A

Ever since the board revised its guidelines three years ago, the committee, despite its limitations,  tried to maintain its smooth working.

a) had tried to maintain its smooth working.

b) has tried to maintain its smooth working.

c) would  try to maintain its smooth working.

d) No error

B  

But for the timely help of our team mates, we will not have achieved our targets.

a) we should not have achieved our targets.

b) we would not have achieved our targets.

c) we were not have achieved our targets.

d) No error.

C

Despite the fact that the cashier has been trapped in a scam and serious charges have been levelled against him, his integrity cannot be called into question.

a) his integrity is not called questioning.

b) his integrity cannot call in question.

c) his integrity cannot question.

d) No error

D.

“Sleep-induced drugs are prescribed to provide relief and rest to patients, but some miscreants misuse them for their intoxicating effects.”

a) Sleep - induced drugs are proscribed to provide

b) Sleep - inducing drugs are prescribed to provide

c)  Sleep - induced drugs be prescribed to provide

d) No error

E.

It is high time when we should  consider whether the project should be abandoned or it should be modified.

A) whether the project should be abandoned or modified

B) whether the project should be abandoned or it should have been modified

C) if the project should be abandoned or modified

D) No improvement

2. 

Arrange the following sentences in a meaningful way.

P. It is this distinction that makes the evaluation of evidence particularly challenging.

Q. Not every piece of information that appears relevant is necessarily reliable.

R. Evidence must therefore be assessed not merely according to its relevance but also according to its source, context, and method of collection.

S. Information may be accurate yet misleading when removed from the circumstances in which it was originally produced.

A) QSPR

B) QSRP

C) QPSR

D) SQPR

3. 

Following are four sets of sentences. Out of these select one sentence which is correct one.

1.

a) The counselor repeated his statement time and again so that he might clarify his point.

b) The counselor repeated his statement so that he might clarify his point.

c) The counselor repeated his statement times and again so that he might clarify his point.

d) The counselor repeated his statement again and again so that he might clarify his point.

2.

a) Being a wealthy man, many servants and maid servants are  at his disposal.

b) He being a wealthy man,  many servants and maids servant are  at his disposal.

c) Being a wealthy man, many servants and maid servants are  on his disposal.

d) Being a wealthy man, many servants and maid servants are  at their disposal.

3.

a) He worked very hardly but he could not qualify and failed for a few numbers.

b) He worked very hard and he could not qualify and failed for a few numbers.

c) He worked very hard but he could not qualify and failed for a few marks.

d) He worked very hard but he could not qualify and fail for a few numbers.

4. 

a) A beautiful landscape not only attract our attention but also fill us with indefinite satisfaction. 

b) A beautiful landscape will not only attract our attention but also fill us with indefinite satisfaction. 

c) A beautiful landscape will not only attract our attention but also fills us with indefinite satisfaction. 

d) A beautiful landscape not only attracts our attention but also fills us with indefinite satisfaction. 

4.

Read the following paragraph and answer the questions following it.

 Recently there is an intensified  worldwide debate over artificial intelligence that leading AI companies are gambling with our lives. The all- important question is whether the AI driven transformation is being pursued    responsibly. The main concern is the accelerating race towards self-improving super intelligence – systems that could eventually   exceed human capabilities across multiple domains and potentially acquire the ability to manipulate  digital infrastructure, resources and institutions.  But it  exposes a dangerous contradiction at the heart of the AI industry. Companies increasingly recognize that advance AI  could pose extraordinary risks, yet competitive pressures continue to push them towards more capable systems. The logic that “if we do not build it , someone else will“ can turn a race into a collective catastrophe.

 It is true that AI is delivering benefits in medicine, science education and other fields. However, technological progress cannot be measured solely by how quickly capabilities improve. Safety, security and accountability must advance at the same pace. The allegations of industrial-scale attempts to exact AI capabilities through model distillation are worrisome. If the US China rivalry   is accelerating the spread of powerful AI while firms struggle to secure their systems, the risks extend well beyond corporate competition.

Governments cannot leave decisions about humanity’s future to tech giants. Major AI laboratories need enforceable safety standards , independent oversight transparent risk assessment and internationally negotiated limits on the developments of the most dangerous capabilities. Coxon’s outburst is part of a growing clamour. When the consequences involve civilization stakes, there is no room for a reckless gamble.

Q, 1 What is the risk in expansion of AI industry?

A) High costs associated with developing advanced models

B) The potential development of self-improving superintelligence that exceeds human capabilities
C) The lack of interest from global tech corporations
D) The complete replacement of traditional education systems.

Q. 2 How the technological progress be measured?

A) Exclusively by the speed at which capabilities improve

B) By the total revenue generated by tech giants
C) Alongside simultaneous advancements in safety, security, and accountability
D) By the number of AI companies formed each year

Q3 Which of the following is a synonym for theword Catastrophe as in the text?

A) Boon
B) Calamity
C) Miracle

D) Salvation

Q4. Which word is closest in meaning to rivalry ?

A) Concord

B) Harmony
C) Competition
D) Amity

Q 5.Choose the appropriate antonym for allegations .

A) Charges
B) Accusations
C) Commendations
D) Complaints

5.

The following sentences contain two blanks. Choose a correct set of words from the options and fill in the sentence to make it meaningful.

i) His sister lives..........Mall road ........the post office.

a) at, behind

b) in. In front of

c) on, next to

d) by, under

ii) The new regulation aims .......reducing carbon emissions ............the urban area.

a) on, in

b) at, under

c) at, in

d) of, in 

6.

Select the correct one word substitution of the following.

1. Something that cannot be corrected or reformed is described as:

A) Incorrigible

B) Infallible

C) Invincible

D) Inaudible

2. A person who is excessively fond of acquiring and possessing books is a

A) Bibliophile

B) Bibliographer

C) Lexicographer

D) Philologist

3. A person who spends money recklessly and wastefully is called a

A) Miser

B) Profligate

C) Ascetic

D) Stoic

7.

Select the synonym of the following words out of options.

i). Penultimate

a) First

b) Last 

c) Last but one

d) Farthest

ii). Mavrick

a) Conformist

b) orthodox

c) Bohemian

d) Follower

iii) Wraith

a) Wail

b) Garland

c) Spirit

d) Anger

iv) Quintessential

a) unusual

b) Substandard

c) Inferior

d) Exemplary

v) eerie

a) Comfortable

b) Mysterious

c) Tense

d) Soothing

Deposit insurance is an important mechanism for maintaining stability and confidence in the banking system. It protects depositors by providing insurance on eligible bank deposits if a bank fails. In India, this responsibility is mainly performed by the Deposit Insurance and Credit Guarantee Corporation (DICGC), a wholly owned subsidiary of the Reserve Bank of India.

At present, the insurance cover provided by DICGC is up to ₹5 lakh per depositor per bank, including both principal and interest. 

Deposit insurance plays a crucial role in preventing panic among depositors. By assuring depositors that their eligible deposits are protected up to the prescribed limit, deposit insurance strengthens public confidence in banks.

The system also contributes to financial stability. It protects ordinary depositors who may not have the knowledge or resources to assess the financial condition of a bank. 

Thus the Deposit Insurance and Credit Guarantee Corporation is an important pillar of India's financial system. By protecting depositors and strengthening confidence in banks, it contributes significantly to financial stability. Effective deposit insurance, combined with sound banking regulation and responsible management, is essential for maintaining a safe and trustworthy banking system.

1. What is the primary purpose of deposit insurance?

A. To increase bank profits

B. To protect depositors if a bank fails

C. To provide loans to banks

D. To regulate interest rates

2. DICGC is a wholly owned subsidiary of:

A. Ministry of Finance

B. Reserve Bank of India

C. State Bank of India

D. Government of India

3. How does deposit insurance help prevent panic among depositors?

A. By increasing bank interest rates

B. By assuring depositors that eligible deposits are protected

C. By providing unlimited insurance

D. By preventing banks from giving loans

4. Deposit insurance particularly protects ordinary depositors because they may:

A. Have excessive knowledge of banking

B. Have unlimited financial resources

C. Lack the knowledge or resources to assess a bank's financial condition

D. Own several banks

5. Which of the following is NOT mentioned as a benefit of deposit insurance?

A. Strengthening public confidence

B. Contributing to financial stability

C. Preventing panic among depositors

D. Increasing bank profitability

6. According to the passage, effective deposit insurance should be combined with:

A. Higher taxation and strict currency controls

B. Sound banking regulation and responsible management

C. More bank branches and higher interest rates

D. Increased government borrowing

7. Which of the following best expresses the central idea of the passage?

A. Banks should provide unlimited insurance to depositors.

B. DICGC is responsible for regulating all banks in India.

C. Deposit insurance protects depositors and promotes confidence and financial stability.

D. Ordinary depositors are responsible for assessing the financial condition of banks.

2.

In the question below a sentence is given with four words highlighted These four words may not be in their correct positionThe sentence is then followed by options with the correct combinationof words that should replace each other inorder to make the sentence grammatically and contextually correct. Find the correct combination of the words that replace each other

i) The revised model gives greater weight to recent observations because older data may amplify (A) current conditions and obscure (B) structural breaks thereby reducing (C) rather than increasing (D) forecast error.

1.AB 

2.CD  

3.AC & BD

4. AB  &  CD 

5.No interchange required.

ii) Despite the bond's high rating, investors should not assume that its  liquidity (A) is negligible (B) while its default risk (C) is ample (D). 

1. AC

2. BD

3. AB & CD

4. AD

5. No interchange required

iii) To reduce procyclical lending, the framework seeks to reward(A) capital buffers during expansions and build (B)  banks that release (C) them when conditions deteriorate (D)

1. AB

2. BC 

3. AD & BC

4. CD

5. No interchange required.

MOCK TEST Questions relating to Banking and other competitive examinations with answe

 Now a days pattern and style of questions of competitive examinations has changed but the content remains the same. Questions are asked in a changed style and pattern.

Questions with options have to be attempted according to the given options only. Candidates have no other option but to choose answer out of the options.

Here are some examples of such questions for practice. 

1

Select the part of the sentences that contains an error.

(a)

(A) No sooner had the chairman  began his speech (B) than several members started objecting (C) on the ground that he is not entitled  to speak. (D) No error

(b)

(A) Hardly had the train left the station (B) when the passengers realised that one of their companion (C) had been left behind on the platform. (D) No error

(c)

(A) The manager  insisted that every employee (B) should submit their proposals before the end of (C) the month, failing which disciplinary action would be taken. (D) No error.

(d)

(A) The number of candidates appearing for the examination (B) have increased considerably this year, although the number of vacancies (C) remains almost unchanged. (D) No error

2. 

Select the correct form of Voice of the following sentence.

(a)

Pay him in his own coin.

i) Let he be paid in his own coin. 

ii) Let him be paid in his own coin.

iii) He may be paid in his own coin.

iv) He would be paid in his own coin.

(b)

Access was denied.

i) He was denied access.

ii) He had been denied access.

iii) The system denied access.

iv) Administrator has denied him access.

(c)

Her pleasing behaviour pleases all.

i) All were pleased by her pleasing behaviour.

ii) All are pleased by her pleasing behaviour.

iii) All are being pleased by her behaviour.

iv) All are pleased with her pleasing behaviour.

(d) 

Do not let him fritter away his time.

i) Do not let his time be frittered away by him.

ii) Do not allow him to fritter away his time.

iii) Do not his time be frittered away by him.

iv) Let his time not be frittered away by him.

3.

Read the paragraph and answer the questions following it.

Human beings often mistake familiarity for truth. Ideas that are repeated frequently, whether in political discourse, social media, or everyday conversation, gradually acquire an appearance of credibility merely because they have become familiar. This psychological tendency is particularly consequential in an environment saturated with information, where individuals are constantly exposed to claims that they lack the time or inclination to scrutinize. The abundance of information, paradoxically, may therefore weaken rather than strengthen rational judgment if it encourages passive acceptance instead of critical evaluation. Genuine intellectual independence requires more than access to diverse sources; it demands the willingness to question one's own assumptions, examine contradictory evidence, and revise one's conclusions when circumstances warrant it. The intellectually mature individual is consequently not one who possesses an opinion on every issue, but one who understands the provisional nature of knowledge.

Questions

a) What is the principal argument of the passage?

i) The conversation should always be believed to be true.

ii) The discourse should not be scrutanised every time.

iii) An information given in political discourse is not necessarily true.

iv) An information repeatedly said should not be taken true without any verification.  

b) Which ideas  appear credible evenif they have not been verified?

i) if they are of political nature.

ii) if they are said a number of times.

iii) if they are first verified by people.

iv) if they are based on some rational judgement.

c) Explain the paradox contained in the statement that an “abundance of information” may weaken rational judgment.

i) Excessive information can impair critical thinking.

ii) Lack of critical information and as such acceptance of an argument.

iii) People do not have time to make any scrutiny of argument.

iv) It provides incomplete information to people. 

d) According to the author, what constitutes genuine intellectual independence?

i) It requires to question a statement, to inspect and scrutinize, and ready to change.

ii) It requires help of experts to make a final judgement.

iii) One should have a lot of information to make a judgement.

iv) It requires to have belief in the information provided.

e) What does “provisional nature of knowledge” imply?

i)  To have firm belief of an informaion.

ii) To be flexible and open to change or revision of views

iii) To have wide knoledge of current facts for verification.

iv)  To make a critical scrutiny and analysis of things.

f) Which of the following would the author most likely agree with?

a) A person who has many opinions is intellectually mature.

b) Information automatically produces rational judgment.

c) Intellectual maturity involves the ability to revise one's beliefs.

d) Familiar ideas are generally more reliable than unfamiliar ones.

4

Choose the correct one word substitution.

i)  A person who is indifferent to pleasure or pain

      a) insensitive  b) Emotional c) Ascetic  d) Stoic

ii)  A person who spends money extravagantly

a) Astute b) frugal c) Profligate d) spendthrift 

iii) A person who deliberately remains silent or refuses to speak

a) Apostate b) Taciturn c) Pluviophile d) Laconic

5.

Select the correct form of Narration in the following sentences.

1.

The captain said,"If only we had won the match!"

a) The captain said that they wished they had won the match.

b)The captain wished  that if only they had won the match

c)The captain said that they wish they had won the match

d)The captain said that if only they had won the match

2.

She said to me,"Have you ever been to her house earlier?"

i) She told me that I had ever been to her house earlier. 

ii) She asked me if I have ever been to her house earlier.

iii) She asked me if I had ever been to her house earlier.

iv) She enquired from me that I had ever been to her house earlier.

3.

He said that she had already left before he reached there. 

i) He said," She has already left before I reach there."

ii) He said," She already left before I reached there."

iii) He said," She had already left before I reached there."

iv) He said," She already left before I reach there."

4.

The minister said,"Had the police reached on time, the culprit would not have escaped."

i) The minister said that the police has reached on time, the culprit would not have escaped.

ii) The minister said that  the police reached on time, the culprit would not have escaped.

iii) The minister said that has the police reached on time, the culprit will not have escaped.

iv) The minister said that if the police had reached on time, the culprit would not have escaped.

6.

Select the correct meaning of the  idiom used in the sentence.

a) 

He tried to rock the boat but was not successful in his attempt.

i) to cause unnecessary problem

ii) to honour someone

iii) to face something unpleasant

iv)  to go on a journey

b)

You should have tried to read the room before making such remarks.

i) to be a bookworm

ii) to be alert and vigilant

(iii) to boast about something

iv)  understand the mood of situation

c) 

He always tries to jump the gun and loses his game.

i)  do work hurriedly

ii) take important decision

iii) to act too early

iv) to make an achievement

d)

The new chairman is trying to move the needle and it will certainly show  results. 

i) to change the decision

ii) to take a hasty decision

iii) to criticise someone

iv) to make a noticeable change

7.

Arrange the following sentences in a meaninful paragraph.

P) It is the business of the historian to say that is myth, the actuality is different. There was a tremendous desire on the part of scholars to explain what the past was. 

Q) It is a very strong instinct in human beings to imagine where they have come from, who they are, who their ancestors were. Myth is essentially the product of that imagination. 

R) They tried to explain past society by providiong patterns of how a society functioned.  The  problem that many of us have is that  we are constantly saying that is myth, not history, and that leads to a clash.

S) This is what you would like to see happening. And so you believe it happened in the past and it is not happening now. You want to go back to that past, a bit of that past at least should come into the present. 

i)  RPSQ    ii) PQRS     iii)  QRPS    iv)QSPR

MOCK TEST -- NEW PATTERN EDUCUITY STYLE Exercises with solution and explanation for Banking and other examinations

Here follow some questions of the type asked in recent competitive examinations.

In questions having options candidates have to go by given options , they cannot frame their own answers.

 1.

Fill in the blanks with suitable words from given options.

1.The proposal was rejected because its projected benefits were considered too ________ to justify the enormous expenditure involved.
A) tangible
B) substantial
C) speculative
D) compelling
E) unequivocal

2.The officer's explanation was so ________ that the committee suspected he was deliberately withholding crucial information.
A) forthcoming
B) candid
C) evasive
D) forthright
E) transparent

3. The economic reforms, though initially ________, gradually produced significant improvements in productivity and investment.
A) detrimental
B) contentious
C) inconsequential
D) beneficial
E) counterproductive

4.The report attempts to ________ the seriousness of the financial irregularities by describing them as merely administrative oversights.
A) accentuate
B) magnify
C) understate
D) substantiate
E) corroborate

2.

Select the correct meaning of the idiom from given options. 

1.Like a dog with two tails

a) to be angry with someone.

b) to be very happy

c) to be proud of

something

2. To pour oil on troubled waters

a) to do or say something  to stop dispute

b) to make much noise

c) to create trouble for others

3.

Arrange the following sentences to form a meaningful paragraph.

1.

(P) Applied arts require an object to be functional, as well as beautiful.

(Q) They recognised that their work belonged to the higher classes who had the wealth to purchase art and thenleisure time to enjoy it.

(R) Fine art is categorised something as which only has an aesthetic orconceptual function.

(S) There are a number of different categories of objects and processes under the umbrella term of art which need to be explored.

(T) In the twentieth century, the artists began to challenge the established notion of art.

(U) Art is typically divided into two areas: fine art (such as painting sculpture, music and poetry), and the applied art (such as pottery, weaving,metal working, furniture making and calligraphy)

A) RPSTUQ    B) SURPTQ   C)SUPQRT  D)SRPUTQ

2.

A) Researchers from five medical centres around the country found that insomniacs were also significantly likely to have poor health, such as chest pain,arthritisand depression, as well as difficulties doing daily duties.

B) Even temporary sleep loss can distrupt the body's capacity to break down carbohydrates interfere with harmones, and aggravae diabetes and high blood pressure.

C)So, make time for whatever helps you to sleep, whether it is exercise, massages,yoga, meditation, or a fragrance bath.

D)Sleep deprivation has frightening consequences for many biological processes.

a) DACB       b) DABC     c)DCAB       d)DCBA

4.

Select the appropriate homonym (in the given text) of the underlined word in the following sentences. 

A

He purchased a very costly wrist watch yesterday.

1.His watch struck six.

2. He looked at his watch and walked away. 

3. They have gone to watch sunset.

4. He tied his watch on his wrist.

B

When I reached there he was reading a book.

1. He placed his book on the table.

2. He  booked a room in the hotel.

3. He got issued one book from the library.

4. He purchased a book from the bookshop.

C 

The current situation of the market is not good.

1. The current price of this house is very high.

2. The current session of assembly will end tomorrow.

3. The strong current washed away the bridge.

4. Please send me your current address.

D

He is ready to face the consequences.

1. He sold the article at its face value.

2. The soldier faces the bullet.

3. He faced the critics bravely.

4. The company is facing heavy losses.

5.

Select the correct voice form of the sentence from the given options.

Her car is believed to have been stolen from the garage last night.

a)  Someone believed that her car was stolen from the garage last night.

b) They believed that her car was stolen from the garage last night.

c)  People believe that someone has stolen her car from thr garage last night.

d) It is believed that her car had been stolen from the garage last night.

Do not let the fear overpower you at any time.

a) Let you not be overpowered by fear at any time.

b) You are forbidden to be overpowered by fear at any time.

c) Let not the fear overpower you at any time.

d) Let yourself not be overpowered by fear at any time.

6.

Select the correct option as Narration of the sentence.

He said to her," Could you please bring a glass of water for me?"

a) He requested to her to bring a glass of water for him.

b) He requested her to please bring a glass of water for him.

c)  He requested her to bring a glass of water for him.

d) He asked her if she could bring a glass of water for him.

The boy said that he could win the competition if he were given a chance.

a) The boy said," I can win the competition if I am given a chance."

b) The boy said," He can win the competition if he was given a chance."

c) The boy said," I could win the competition if I were given a chance."

d)The boy said," I can win the competition if I was given a chance."

7.

Out of the given sentences select one which has no error.

A

a) Volunteers wanted to join the group as early as possible lest they should not miss the opportunity.

b) Volunteers wanted to join the group so early as possible lest they should not miss the opportunity.

c) Volunteers wanted to join the group as early as possible lest  should  they miss the opportunity.

d) Volunteers wanted to join the group as early as possible lest they should  miss the opportunity.

B

a) The manager explained about the revised procedures and guidelines to the staff members.

b) The manager explained about the revised procedures and guidelines for the staff members.

c) The manager explained about the revised procedures and guidelines by the staff members.

d) The manager explained the revised procedures and guidelines to the staff members.

C

a) The architect, his subordinate and a surveyer has completed the survey of the proposed site. 

b) The architect alongwith his subordinate and a surveyer has completed the survey of the proposed site. 

c) The architect as well as his subordinate and a surveyer has completed the survey of the proposed cite. 

d) The architect alongwith his subordinate and a surveyer have completed the survey of the proposed site. 

8. 

Select the option which transforms the following sentences into assertive sentences correctly.

A. 

How lovely the child is !

a) The child was so lovely.

b) The child was such beautiful.

c) The child was very lovely.

d) The child is very lovely.

B

What a horrible sight it was!

a) It was  a very horrible sight.

b) The sight is extremely horrible.

c)  It is too horrible sight.

d) It was such a horrible sight.

9.

Select homonym of the underlined word in the sentence, out of given options.

A 

The elder brother had to bear the brunt.

1. Strive

2. Face

3. Pay

4. Join

B

The ex-oficio chairman chaired the meeting. 

1. Arranged

2. Planned 

3. Presided

4. Monitored

C 

He is toying with the idea of changing his job.

1. Play

2. Make

3. Consider

4. Explore

10.

Read the paragraph and answer the questions following it.

Economic growth is often celebrated as an unquestionable sign of progress, but growth alone does not necessarily improve the quality of life of every citizen. If the benefits of increased production and income remain concentrated in the hands of a small section of society, inequality may deepen despite impressive economic statistics. Sustainable development therefore requires a broader approach in which economic expansion is accompanied by employment opportunities, access to education and healthcare, environmental protection, and social security. The real measure of progress lies not merely in how much an economy produces but in how effectively its resources improve human well-being.

1. According to the passage, when does economic growth fail to improve the quality of life for all citizens?

A) When production statistics decrease.

B) When benefits are concentrated among a small group.
C) When environmental protection measures are strictly enforced.
D) When social security programs expand too rapidly.

2. What is the true measure of a country's progress, according to the text?

A) Total volume of goods produced.

B) Deepening income statistics.
C) How effectively resources improve human well-being.
D) The speed of economic expansion alone.

3. Which of the following is NOT mentioned as a component of sustainable development?

A) Access to healthcare and education.

B) Environmental protection.
C) Concentration of wealth.
D) Employment opportunities and social security.

4. What is the grammatical part of speech of the word "necessarily" in "...does not necessarily improve"?

A) Adjective

B) Adverb
C) Verb
D) Noun

5. What is the effect on economy if wealth is with 

small section of society?

a) it causes inequality and unemployment among people.

b) Better education and poor health care facilities.

c) Economy shows signs growth and prosperity.

d) people get more purchasing power and better facilities.

6. Economy progresses when

a) people progress

b) production increases

c) employment increases

d) health care improves

1. ab 2.abc 3.abcd 4.ac

7. Impressive statistics of economy 

a) show growth of common man.

b) not necessarily show good result

c) may hamper the growth of common man. 

MOCK TEST -- NEW PATTERN EDUCUITY STYLE Exercises with solution and explanation for Banking and other examinations

 A new trend has been observed in the question papers of the recent examinations. Long sentences are given to confuse candidates. Style too is changed. Four or five options are given and candidates are to select the correct one option out of those. Candidates have no choice but to go according to the given options. But the grammar and subject matter remains the same.

Here are some examples of questions of this style. These may not be the same but are similar in style and contents.

Arrange the following sentences in a style to form it meaningful.

Q1

P) For keeping inflation at stable levels policymakers rely on a combination of monetary and fiscal tools like adjustment of interest rates, open-market operations or adjustment of taxation levels and public spending etc.

Q) Price rise is the sustained, general increase in the prices of goods and services across an economy over time as a unit of currency buys a smaller fraction of a good or service than it did previously.

R) Maintaining predictable, low inflation preserves consumer purchasing power and fosters an environment conducive to sustainable long-term investment.       

S) Persistent inflation can erode living standards, distort economic decision-making, and create widespread uncertainty   whereas moderate, predictable inflation is often viewed as a normal by product of a growing economy, rapid.

OPTIONS

A) SPRQ    B) QSRP   C) SRPQ  D) RPQS

2.

(P) However, the success of digital banking depends not only on technological innovation but also on security, accessibility, financial literacy and customer trust. 

(Q) Banking has changed from a branch-centred physical  systems to those driven by technology. 

(R) Thus, the future of banking will depend on achieving a balance between innovation and inclusion.

(S) In India, the growth of UPI, mobile banking and other digital payment systems has accelerated this change. 

OPTIONS

  A)   QSPR B) QPSR C) SRPQ D) RPQS    

Choose the correct option as answer of the question.

3.

(A)  He is thinking of building a new house in the city where will they all live together.

(B) He has thinking of building a new house in the city where will they all live together.

(C) He is thinking of building a new house in the city where  they all will live together.

(D) He is thinking of built a new house in the city where  they all will live together.

4. 

(A) Seldom we realize how fortunate we are to be a part of this esteemed  institution.

(B) Seldom realize we how fortunate we are to be a part of this esteemed  institution.

(C) Seldom we realize how fortunate are we to be a part of this esteemed  institution.

(D) Seldom do we realize how fortunate we are to be a part of this esteemed  institution.

Select  correct option as passive voice of the sentence.

5. 

Children hardly realize how their parents bring them up.

A) It is hardly realized how their parents bring their children up.

B) Children hardly realized that how their parents bring them up.

C) Children hardly realize how they are brought up by their parents.

D) Children hardly realize how their parents brought them up.

6.

 Every year so many tax payers pay tax to the government.

A) Every year the government is paid tax to the tax payers.

B) Every year so many tax payers are paid tax by the government.

C) Every year so many tax payers are paid tax to the government.

D) Every year tax is paid by so many tax payers to the government.

Select  correct option of narration form  of the sentence.

7.  

The father said ," Let us go out for a stroll in the evening."

A) The father suggested that they should go out for a stroll in the evening.

B) The father suggested them that we should go out for a stroll in the evening.

C) The father said that let them go out for stroll in the evening."

D) The father said that  Let us go out for stroll in the evening.

8. 

Bidding me goodbye he wished that I return with flying colours.

A) He said to me ,"Goodbye! I wish you return with flying colours." 

B) He wished to me ,"Goodbye!  you return with flying colours." 

C) He said to me ,"Goodbye! May you return with flying colours!" 

D) He said to me ,"Goodbye! I wished you return with flying colours." 

9.

Select the part of the sentence which contains an errror, if there is no error mark 'No error' as answer.

(A) In all these cases the children were(1) too young to give any properly intelligible (2) account of themselves, but the consensus of their (3)excuses are that they had been with a “beautiful lady.”(4) No error (5)

(B) When  finally I fell asleep, I had a wonderful dream (1) about a beautiful fairy with green eyes (2)and brown hair sitting beside me in a huge palace(3) decorated with multicoloured lights and wall hangings.(4) No error (5) 

10. Select the correct meaning of the given idiom out of the options.

1. Yellow bellied

a) a glutton b) to be frightened c) a strong man

2. Blood sweat and tear

a) to be ready for a fight b) to work hard to get something

c) to lament over something lost

11.

In the following paragraph, fill in the blanks with words given as options.

The advent of robotics marks one of the most profound technological transformations of the modern age. It has gradually become an ............................1. (superfluous, incidental, integral, essential, ) component of industrial production, scientific research, healthcare, defence, agriculture and even domestic life. In manufacturing industries, robots can undertake intricate operations with extraordinary precision and consistency. In medicine, robotic technology assists surgeons in performing minimally........................... 2. (invasive, extrusive, superficial, necessary, internal) procedures. In space exploration and disaster management, they venture where human life would be exposed to unacceptable risks. In agriculture, logistics and infrastructure maintenance too it is similarly........................3. ( perpetuating, transforming, stagnating, implying,) conventional methods of production and service delivery.

Technological advancement has no doubt historically generated new occupations but it rendered certain professions obsolete. The accelerating sophistication of intelligent machines may make this transition considerably more disruptive. Workers whose livelihoods depend upon routine ..............................4. (cognitive, emotional, instinctive, physical) or manual tasks may find themselves competing with machines that are faster, cheaper and capable of operating without fatigue and with more precision.

 An even more ..................................5. ( trivial, insignificant, imperative, profound) concern arises when robots are integrated with autonomous decision-making systems. Determining accountability becomes exceedingly complicated, if a machine is entrusted with decisions affecting human safety, justice or personal privacy,. A machine may execute an algorithm flawlessly while nevertheless producing an outcome that is ethically questionable. Consequently, technological capability must not be mistaken for moral judgment. The fact that a machine can make a decision does not necessarily.........................  6.( Assert, specify, underrate, imply) that it should be permitted to make that decision independently.

 Despite various challenges, rejecting robotics altogether would neither be realistic nor desirable. The objective should be to establish a harmonious relationship between human intelligence and machine efficiency. Robots should augment human capabilities rather than indiscriminately replace human beings.

 Robots are a reflection of human ingenuity, not an independent destiny imposed upon humanity.  Technology may create the future, but it is humanity that must determine what that future ought to be. They are capable of interpreting their surroundings, adapting to changing circumstances and performing tasks that were ............................7. traditionally, radically, originally, innovatively) regarded as exclusively human.

12. 

Fill in the blanks with suitable words given as options.

a) The employee's refusal to follow established procedures was viewed as an act of ________ rather than legitimate dissent.

A) conformity

B) defiance

C) compliance

D) acquiescence

E) submission

b) The government introduced the scheme with the ________ objective of ensuring that the benefits reached the most vulnerable sections of society.

A) ulterior

B) ostensible

C) avowed

D) clandestine

E) dubious

c) The negotiators remained ________ despite several rounds of discussions, as neither side was willing to compromise on its fundamental demands.

A) conciliatory

B) amenable

C) intransigent

D) accommodating

E) pliable

Read the paragraph and answer the questions following it.

13.

Economic growth, though frequently regarded as an unequivocal indicator of national progress, becomes a questionable measure of prosperity when the benefits generated by expanding production remain disproportionately concentrated among a relatively small section of society. A country may simultaneously witness unprecedented technological advancement, rising corporate profitability, and increasing aggregate income while large sections of its population continue to struggle with inadequate education, precarious employment, unaffordable housing, and limited access to essential services. Unless economic policies are accompanied by effective mechanisms for equitable distribution, social mobility, and the creation of productive employment, growth itself may paradoxically intensify the inequalities that threaten social cohesion, rather than creating the broad-based prosperity that policymakers claim to pursue.

1. Factors that determine economic prosperity of an economy.

a) Technological advancement, rising corporate profitability.

b) Better education and housing facilities.

c) Increased aggregate income of people.

d) Creation of unemployment, social injustice.

A) abc B) acd C)abcd D)abc 

2. What is the effect of inequitable distribution of wealth  on economy?

a) it creates social injustice.

b) it accelerates growth of economy

c) it creates division among people

d) it brings employment

A) abd B) acd C) abcd D)ac

3. What is meant by 'creating broad-based prosperity' ?

a) overall growth of all sects of people.

b) availability of essential services.

c) increased  aggregate income.

d) Creation of productive employment.

A. ac  B. ab C. abcd Dabc

4. 

Synonym of precarious

a) unequal b) uncertain c) unequitable d) unjust

5.

What are the effects of disproportionate benefits of expanded production?

a) inadequate education,employment and less availability of essential services.

b) corporate profits and aggregate income go on increasing.

c) people have increased purchasing power.

d) prevails prosperity among people.